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FD Loan Calculator
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Interest Rate
Duration
FD Loan
What you invested, now empowers you
Investing in fixed deposits has always been a wise investment habit. But imagine, your investments giving you financial support when you need it the most, without having to sell them. That’s what the Samata FD Loan promises. It lets you use your Fixed Deposits as collateral to secure a loan that can fund your needs quickly, without having to sell your deposits.
- No processing fees
- Loan up to 90-95% of FD value
- Fulfills multiple needs
- Secured loan
Eligibility
- A loan against FD can be taken by anyone who already has a functional fixed deposit with Samata.
Key Features
- No need for additional documents
- Interest rates on loan against FD are lower than the interest rate on regular loans
- No pre-payment penalty for a loan against FD
Documents needed
- Duly filled application form
- Fixed / Term Deposit receipts duly discharged in favor of the Samata Patsanstha
Details
- FD loan interest depends on FD interest rate.
- For example, if FD interest rate is 9%, then you will get FD loan at 10%.
FAQs for FD Loan
What is Samata FD Loan?
What is a loan against FD interest rate?
Can senior citizens apply for a loan against FD?
How much loan can I get against my FD?
Do I need to submit any collateral for this loan?
How is the EMI for a FD Loan calculated?
How do I enquire or apply for a Samata FD Loan — contact & branch details?
Any questions? Feel free to ask us!
