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Why Choose Samata SIP?
A Unique Offering from a Trusted Institution
With a legacy of 39+ years, Samata is the first credit society to launch an SIP with guaranteed fixed returns—blending cooperative trust with disciplined investment. With our commitment to secure people’s investments at all costs and ensuring solid and consistent returns, Samata SIP is the kind of investment you are seeking for in today’s volatile markets.
Superior to Bank FDs & Mutual Funds
Earn higher returns than standard fixed deposits, and unlike mutual funds, enjoy zero market risk and steady monthly income. With our track record of higher returns, Samata SIP is a new-age investment tool for those who seek higher ROI, without compromising security.
How It Works (Step-by-Step)
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01Lock-in: You commit to a monthly SIP investment for 36+ months.
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02Payout: Each month, you receive a fixed payout—providing liquidity and planning predictability.
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03Returns: Over the year, your investment yields 8% fixed returns, compounded and paid monthly.
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04Maturity: At maturity, your final return is disbursed along with the last payout.
Benefits at a Glance
| Benefit | Why It Matters |
|---|---|
| Monthly Income | Regular payouts support your everyday needs or financial planning. |
| High Guaranteed Return | 8% fixed return beats most bank FDs—no market volatility, just stable growth. |
| Risk-Free & Simple | No expertise needed—just consistent investment and seeds of assured growth. |
| Long-Term Wealth | 36+ months ensure your discipline builds meaningful returns over time. |
Trust & Credibility (Samata’s Legacy)
- Over 39 years of cooperative success with 20+ branches across Maharashtra.
- Robust institution with ₹1,030 Cr. in deposits and ₹770 Cr. in loans disbursed.
- Known for transparency, technological progress (mobile banking, micro-ATM), and treatment of member wealth—bringing that same ethos to your SIP.
Samata SIP - FAQs
What is Samata SIP?
How does Samata SIP work?
Why should I choose Samata SIP over a bank FD or mutual fund?
Is the return really guaranteed? What if Samata faces financial difficulties?
What is the lock-in or tenure? Can I exit early?
How often will I receive payouts?
What is the minimum (and maximum) monthly investment amount?
What happens at maturity?
Any questions? Feel free to ask us!
