Samata’s public rate table lists slabs from short-term (46–90 days) to multi-year deposits — for example: 46–90 days: 5.00%; 91–180 days: 6.00%; 181–270 days: 7.00%; 271–364 days: 8.00%; 12 months: 9.00%; 18 months: 9.50%; and certain longer slabs at 8.00%. Always confirm the exact rate at the time of booking.

Yes — the page shows preferential rates for senior citizens / handicapped / widows / ex-army (for example, 12 months at 9.50% vs. standard 9.00%, and 18 months at 10.00% for eligible depositors). Check eligibility documentation and confirm the applicable rate at the branch.

The page states a minimum deposit period of 1 month; its rate table lists terms up to 60 months for some slabs. (Note: the page text also mentions “minimum 1 Month to 36 Months” which conflicts with the 60-month slab in the table — verify tenure options directly with Samata before investing.)

The page lists three required documents: recent photograph, PAN card and Aadhar card. Bring originals + copies for KYC when you visit the branch.

Samata indicates repayment with interest on the maturity date; the maturity payout will include principal plus accrued interest as per the chosen term and rate. Confirm compounding frequency (if any) and payout options with the branch.

Yes — the Term Deposit page includes a maturity calculator tool (Deposit amount → Days → Calculate) so you can estimate total interest and maturity amount before booking. Use the calculator on the site or ask the branch for an exact computation that includes any compounding rules.

Premature withdrawal policy and penalties are not detailed on the page. Premature closure rules vary by institution and product — ask Samata about penalties, revised interest rate on premature withdrawal, and required forms before you commit.

Enquiries can be made via the Samata head office at Samata Marg, Kopargaon (Dist-Ahmednagar 423601). Phone: (02423) 225555
Call Center: 7722010222.
Use the site’s Enquire Now form for online contact.