Terms and Conditions

Terms and Conditions

By accessing or using the services of Samata Patsanstha, including but not limited to savings, deposits, loans, and membership, you agree to comply with and be bound by these Terms and Conditions.

1) Interest Rates & Fees

Interest rates on deposits and loans are subject to change at the discretion of management, in line with guidelines from the Reserve Bank of India (RBI) and cooperative department regulations. Additional service charges or fees may apply as applicable.

2) Account Suspension & Termination

We reserve the right to suspend or terminate accounts that are inactive, fraudulent, or found to be in breach of our terms, bylaws, or applicable laws.

3) Updates to Terms

We may update these Terms and Conditions at any time. Continued use of our services after such updates will constitute your acceptance of the revised terms.

Last updated: 18 August 2025


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